Our Privacy Policy and  TERMS AND CONDITIONS for using this and all ProACT Websites

These terms and conditions ("the Terms") govern your use of this ProACT Partnership Limited ("ProACT") web site (the "web site").

Please read through the Terms. If you do not agree with the Terms, do not use this web site. If you do use the web site, your conduct indicates that you agree to be bound by the Terms.

Copyright notices

Unless otherwise specified the copyright in the contents of all the pages in this web site are owned or licensed to ProACT.

Unless otherwise specified, the authors of the literary and artistic works in the pages in this web site have asserted their moral right pursuant to Section 77 of the Copyright Designs and Patents Act 1988 to be identified as the author of those works.

Conditions of your use of this web site

Except as stated below, the contents of this web site may not be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means without the prior express written permission of ProACT Partnership.

You may not distribute, display or copy any of the contents of the pages contained in this web site to third parties including, but not limited to "caching" any material on this web site for access by third parties and "mirroring" any material on this web site.

You may not provide a link to this web site from any other web site without first obtaining ProACT's prior written consent.

You may print or download to disk the contents of an inpidual page of this web site for the purpose of private and personal non-commercial use.

You may also permit your computer to make an electronically stored, transient copy of the content in this web site for the purpose of viewing it while connected to the Internet only.

However, you may only make one copy of any content.

Exclusion of ProACT's liability

The information contained in the material in this web site is only for information purposes. The material on this web site does not constitute advice and you should not rely on any material in this web site to make (or refrain from making) any decision or take (or refrain from taking) any action.

ProACT does not make any warranty or representation as to the accuracy or fitness for purpose of any material on this web site or the reliability of the access to this web site.

In no event do we accept liability of any description, including liability for negligence (except for personal injury or death), for any damages or losses (including, without limitation, loss of business, revenue, profits, or consequential loss) whatsoever resulting from use of or inability to use this web site.

ProACT makes no warranty that this web site (or web sites which are linked to this web site) is free from computer viruses or any other malicious or impairing computer program.

The pages contained in this web site may contain technical inaccuracies and typographical errors.

The information in these pages may be updated from time to time and may at times be out of date.

We accept no responsibility for keeping the information in these pages up to date or liability for any failure to do so.

Third party material and advertisements

This web site contains material submitted and created by third parties. ProACT excludes all liability for any illegality arising from or error, omission or inaccuracy in such material and ProACT takes no responsibility for such material.

In the event that you purchase or obtain any goods or services from a third party then your acquisition of such goods or services will be in accordance with the third party's terms and conditions and ProACT will have no liability to you in respect of the same.

This web site also contains links to other web sites which are not under the control of and are not maintained by ProACT.

ProACT is not responsible for the content of those sites. ProACT provides these links for your convenience only but does not necessarily endorse the material on these sites.

Data Protection and Privacy

Your trust is our most important asset. So at ProACT Partnership we are very serious about protecting your privacy. If we ask for information about you, we take all possible steps to keep it safe.

We collect personal information from our users to provide them with a range of services , to increase the efficiency of our sites, to identify personal preferences, for market research and for record keeping purposes.

We may use this information to tell you of changes to the site (and any changes to this policy will be posted here).

We may also use the information to communicate with you and to let you know about products and services in which you may be interested (including email newsletters and updates) from ProACT, from other business brands owned by ProACT including ProACT Cyprus and Expatriate Advice and ProACT Chamberlains Overseas Property and Cyprus Cyprus. All emails sent to ProACT will be added to our email marketing databases automatically and confirmation will be send to the new registrant with an unsubscribe option to all content.

We will only share your information if instructed by you with our legally independent business associates Chamberlains Estate Agents, Financial Services Legal LLP and Shakespeare Putsman, and from other carefully chosen, reputable and trustworthy and legally independent third parties who supply advice and services to our clients including Foreign Currency Exchange Limited, William Russell Limited, HIFX Limited, Alexander Beard Group, Areti Charidemou & Associates Law Office.

We assume in using this site you consent for us to supply information to you.

With your consent and if instructed, we may supply personal information to third parties.

We will not provide them with overall statistics about customers and visitors to our site. We will not forward information that could personally identify you to to any third party without your prior approval.

We reserve the right to access and to disclose personal information to comply with applicable laws and lawful government requests, to operate our systems properly or to protect either ourselves or our users.

We guarantee this for all ProACT Partnership web sites: www.proactpartnership.com, www.proactcyprus.com, www.expatriateadvice.com, www.cypruscyprus.co.uk ,www.proactproperty.com, www.expatexperts.co.uk, www.proactlivingabroad.co.uk and any such named websites on domain for .com, .co.uk and .eu owned and controlled by ProACT.  This may not be the case for other external sites we link to.

What information do we need?

1 To provide the services you want, we need to know your expatriate intentions. We find out by inviting you to submit enquiries by email. This may involve the use of cookies - small snippets of data stored on your computer by your web browser. Cookies help us deliver a more personal service when you visit us again.

2 If you complete an enquiry we ask for your name, telephone and e-mail address. This is so we can respond effectively and provide information and services.

3 If you order a product or services from us, we will need you to input your name, e-mail address, delivery address, credit or debit card number and expiry date. Sometimes we may ask for your telephone number to be forwarded to the couriers who may deliver your order. These details allow us to process your orders efficiently. This process starts when you become a registered user of the ProACT Partnership website.

4 If you use our "e-mail a friend" service, we ask for the friend's name and email address. We then send an automatic, one-time e-mail inviting your friend to visit us.

Details of this transaction are stored only to send that one-time e-mail or to track complaints of mischievous use. Your friend may email This e-mail address is being protected from spambots. You need JavaScript enabled to view it (including email newsletters and updates) to ask that it be deleted.

5. All marketing emails from ProACT will offer an online unsubscribe option include invitations to friends.

Correcting or updating your information

Should your personal information change (e.g. your postcode), or if you no longer want services you have signed up for, email  This e-mail address is being protected from spambots. You need JavaScript enabled to view it requesting that we correct, update or remove the data you provided. Some of our work requires us to keep records of transactions for up to 7 years. if asking us to remove you from our marketing lists we may be obliged by law to retain some records. While we make every effort to correct, update or remove data, errors do sometimes occur and if brought to our attention we will correct this situation promptly.

More about cookies

Most browsers accept cookies automatically, but you can set your browser to prevent this. If you choose not to accept our cookies, some services on our web site may not be as quick or responsive as they might.

If you wish to receive information about how to opt out from receiving cookies, email  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Your consent

By using this web site, you agree that we may collect and use information as described in this policy. We will always make clear how we do this, and allow you to tell us whether and to whom your information may be disclosed.

To comply with Cypriot, British and European Union laws, we have to make clear that your details may be supplied to third parties, possibly outside the European Economic Area.

Information may also be sent outside the European Economic Area for processing, either by ourselves or by other companies.

By using this site you consent to both of the above types of transfer.

Validity

If any term, condition, or provision of these terms and conditions is determined to be unlawful, invalid, void, or for any reason unenforceable, the validity and enforceability of the remaining terms, conditions and provisions shall not in any way be affected or impaired thereby.

Law governing the Terms

Use of this Website and these Terms shall be subject only to the laws of Cyprus which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licences and conditions of use.

Jurisdiction

The Courts of Cyprus shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this Website and its use and these Terms.

Where national regulatory authorities have jurisdiction over the contents of this Website, Associated has attempted to ensure compliance with the requirements of such regulatory body.

However, some of the information in the pages contained in this Website is not to be accessed from certain jurisdictions and no representation or warranty is made as to whether the information available in this Website complies with the regulatory regime of countries from which the pages in this Website should not be accessed.

Entire Agreement

These terms and conditions constitute the entire agreement between you and ProACT relating to the subject matter herein.

Queries

If you have any questions or queries regarding any of the services or products featured please send an email to  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Company Information

ProACT Partnership, ProACT Cyprus, ProACT UK, Expatriate Advice, Cyprus Cyprus and ProACT Chamberlains Overseas Property are trading names of ProACT Partnership Limited and Expatriate Advice Limited  Registered Office, 103 Eleftherios Venezelos Avenue, Office 102, PO Box 62474, 8065 Paphos, Cyprus, Registration Number 138530